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Net Salary & GOSI Calculator
Calculate your net salary after GOSI with the updated 2026 rates for Saudis (old and new system) and expats, plus the employer's cost. Free, in 6 languages.
Questions people ask
How much GOSI does a Saudi employee pay?+
Registered before 3 July 2024: 9.75% (9% pension + 0.75% SANED). Registered from 3 July 2024: the pension share is 10% since July 2026 and rises 0.5% each July to 11% in 2028, plus 0.75% SANED. Charged on basic + housing, capped at SAR 45,000.
Do expats pay GOSI?+
No. The employer pays 2% for occupational hazards, and nothing is deducted from the expat's salary.
Is there income tax on salaries in Saudi Arabia?+
There is no personal income tax on employee salaries, so the main deduction is GOSI for Saudis.